Skip to main content

[Quora Research] Why is medical insurance in USA so complicated?

The United States is a complicated nation. Certain rights are preserved for the union. The rest are delegated to the states that make up that union.
To a large extent, health insurance is delegated to the states. (Exceptions include Medicare, Medicaid, Veterans, and military health insurance, etc)
The individual states could, but don’t, offer health insurance to all residents. They do regulate health insurance within their states.
In order to pass the national health care act, ACA, individual states were allowed to opt-out. When the Affordable Care Act passed, some states immediately went about undermining its benefits.
Health insurance has been tackled on a national basis many times. States and their elected national representatives cannot agree with other states and their elected national representatives.
The USA is a great clash of cultures, values, laws, desires, beliefs, and people. Health care and many of the issues facing the citizens of the United States is complicated because the USA is a complicated nation of vastly different states.
This complexity is both the USA’s greatest strength and its greatest weakness.

Comments

Post a Comment

Popular posts from this blog

[Quora Research] Best insurance companies in USA

In practical terms, there neither is nor can there be a "best" auto insurance company. But I WILL make a recommendation at the end of this response. Part of the problem is deciding just what "best" means. Cheapest? Pay claims quickly? Strong financials? Least number of policyholder complaints? Or what? Whatever your criteria, the answer tells you what the company is "best" for YOU. Here some points to ponder: One of the most important points is whether the company uses independent agents, or deals directly with the policyholder. The problem with "direct writers" is that their agents (called "captive" agents in the biz) are basically powerless to assist the policyholder when a dispute arises. The agent may make a great show of "being on your side," but the cookie just doesn't crumble that way. In fact, the best captive agents would rather be independent agents, IF they can find an agency whose skills and values...
Post a Comment
Read more

[Quora Research] Which insurance company should i choose

It’s a challenge to choose the insurance company these days. There are so many enhancements in the company’s protocols as well as their criteria which seems difficult some time to adhere. It’s all about trust, social security of your own and your family’s financial future. Here are a few things that you must consider before to choose any insurance company. Financially Strong You are considering insurance company to consolidate finance of future of your family that provides peace to you. Make sure selected company should be financially sound by ratings and reviews. Service Level Are they available or potential to answer your queries whether you are on phone or in people? Sometimes, we seem that insurers approach is not so good, so it’s a major thing to consider. Due to work burden, sometimes their approach is like too busy or unavailable for your quires or other issues. Insurance Plans There are lots of companies even some are brand those sell insurance policies. Bu...
Post a Comment
Read more